Consolidating credit cards good or bad

Payment example: Monthly payments for a ,000 loan at 12.8% APR with a term of 3 years would result in 36 monthly payments of 8. Advertised rates and terms are subject to change without notice. Variable rates from 5.74% APR to 14.700% APR (with Auto Pay). Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. Interest rates on variable rate loans are capped at 14.95%.

So Fi rate ranges are current as of July 17, 2019 and are subject to change without notice. Lowest variable rate of 5.74% APR assumes current 1-month LIBOR rate of 2.41% plus 4.28% margin minus 0.25% Auto Pay discount.

Requests for the highest loan amount may result in an APR higher than our lowest advertised rate.

You need a minimum 700 FICO® score and a minimum individual annual income of 0,000 to qualify for our lowest rate.

The minimum individual annual income needed to qualify for a loan of ,000 is 0,000.

Borrowers should refer to their loan agreement for specific terms and conditions.Your verifiable income must support your ability to repay your loan.Upon loan funding, the timing of available funds may vary depending upon your bank's policies.Disclaimer Your loan terms are not guaranteed and are subject to our verification of your identity and credit information.To obtain a loan, you must submit additional documentation including an application that may affect your credit score.

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